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🛡️ APRA-Approved · COA Insurance Programs

Insurance for
Campgrounds,
Clubs &
Outdoor Operators.

COA Australia provides specialist group insurance programs for caravan parks, farm stays, adventure camps, community clubs and event operators across Australia.

OPERATORS Programs → COMMUNITY Programs → Join Now
11+
Programs
APRA
Approved
$20M
Cover Available
AU
Nationwide
COA Campground Insurance
COA Group
Est. Programs Network
OPERATORS Programs

Outdoor Accommodation
& Camp Insurance

Group Public Liability Insurance for caravan parks, farm stays, private camps and outdoor accommodation operators across Australia.

Caravan Park Insurance
Most Popular
🏕️
Caravan Park
Traditional, Holiday or Resort caravan parks — group Public Liability Insurance through the COA cooperative network.
Public liability cover
All caravan park types
APRA-approved insurer
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Farm Stay Insurance
Farm & Camp
🌾
Farm Stay
Private property owners welcoming visitors — full Public Liability Insurance with COA Camp Host sanctioning.
Private property cover
Camp Host sanctioning
WHS compliance included
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Private Camp Insurance
Private
⛺
Private Camp
Private campsite operators — COA's group insurance program provides full cover with professional sanctioning support.
Campsite operator cover
COA sanctioning included
Group buying power
Learn More →
Adventure Camp Insurance
Adventure
🏔️
Adventure Camp
Adventure camp operators — specialist cover for activity-based outdoor camps with participant protection included.
Activity cover
Participant protection
Specialist outdoor cover
Learn More →
Accommodation Rental Insurance
Accommodation
🏠
Accommodation Rental
Any form of accommodation rental — apartment, farm, villa or house. COA's group program covers all accommodation types.
All accommodation types
Short & long term
Public liability included
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Tour Operator Insurance
Tour
🚐
Tour Operator
Outdoor and adventure tour operators — group insurance with full public liability and participant cover for guided operations.
Guided tour cover
Vehicle & participant
Outdoor activity cover
Learn More →
COMMUNITY Programs

Community Clubs
& Event Insurance

Group insurance programs for community clubs, event operators and personal accident cover — through the COA cooperative network.

Community Club Insurance
Club
🏍️
Community Club
COA acts as qualifying gatekeeper for club insurance. Motorcycle clubs, 4WD clubs, outdoor recreation clubs — all welcome.
Club facility cover
Member liability
Rider-to-rider cover
Learn More →
Event Operator Insurance
Events
🎪
Event Operator
Outdoor event operators — motorcycle events, 4WD events, adventure gatherings. Full public liability and participant cover.
Event liability cover
Participant protection
Motorsport & outdoor
Learn More →
Personal Accident Insurance
Personal
🛡️
Personal Accident
Personal accident cover for club members, event participants and outdoor activity enthusiasts — through the COA group program.
Member accident cover
Activity participation
Competitive premiums
Learn More →
Other Programs

Additional Support
& Advisory Programs

General advice and program information for operators exploring COA's full range of insurance options.

💬
General Advice
Not sure which program suits your operation? COA's General Advice service helps you choose the right coverage for your specific needs.
Get Advice →
📋
About Programs
Learn how COA's cooperative insurance model works — how APRA-approved group programs deliver better coverage at lower premiums.
Learn More →
Why Choose COA

The Cooperative Advantage

COA's group insurance model delivers better coverage at lower cost — because operators join together, not as individuals.

🏛️
APRA Approved
All COA insurance programs are backed by APRA-approved insurers — fully regulated and compliant under Australian law.
💰
Group Premiums
Collective buying power means significantly lower premiums. COA negotiates on behalf of all members in the network.
⚙️
WHS Compliant
COA Land Care provides mandatory governance and WHS Technical Sanctioning — full compliance built into every program.
🤝
Cooperative Model
Community-owned and member-driven — COA operates for the benefit of operators, not shareholders or external investors.
Get Started

Ready to Join?

Apply for an insurance program or become a COA Program Member today.

🏕️
Apply for a Program
Choose your program type and submit your application directly through coa.au — the official COA insurance portal.
Apply on coa.au →
🤝
Program Membership
Become a COA Program Member to access all insurance programs, sanctioning, and the full cooperative network at group rates.
Join on coa.au →
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