Community Club

About the Community Club Insurance Program

Community clubs need proper insurance — but finding the right cover at an affordable price is not always easy. COA's Community Club Insurance Program acts as the qualifying gatekeeper, giving clubs access to group Public Liability Insurance through the COA cooperative network.

Motorcycle clubs, 4WD clubs, outdoor recreation clubs and community groups are all welcome to apply.

Who Is This Program For?

- Motorcycle and trail bike clubs
- 4WD and off-road vehicle clubs
- Outdoor recreation and adventure clubs
- Sporting and activity-based community clubs
- Rural and regional community groups

What Does the Program Include?

- Public Liability Insurance (APRA-approved insurer)
- Club facility and event cover
- Member liability and rider-to-rider cover guidance
- COA Sanctions and governance support
- Group premium rates — competitive pricing through collective buying

Why COA for Club Insurance?

COA does not sell insurance directly. COA acts as the qualifying gatekeeper — assessing each club to confirm they meet program standards. This protects all clubs in the group and keeps premiums low for everyone.

Ready to Apply?

Apply for Program: https://coa.au/insurance-main/programs/community-club
Phone: 0475 703 970
Email: camps@coa.au